3 Average term to maturity (years) 8. A Tax-Free Savings Account (TFSA) can also be used to save for retirement, but it gives you the flexibility to save for short-term goals, too. A one-of-a kind collaboration between one of Canada’s largest financial institutions and the #1 comprehensive research university 1 in Canada. First Foundation Inc. Option 1: Keep Your Pension with Your Former Employer. The Million-Dollar Retirement Myth. Redwood Capital Bancorp GAAP EPS of $0. View the latest RWCB financial statements, income statements and financial ratios. 7 Energy 9. 01M, a low of $470k, and a high of $1. Retired and Worker Compensation Board-RWCB. 1. Retirement income planning is even more pivotal today as American lifespans are longer. For U. Start taking withdrawals the year after you open your RRIF. $500 for RRSP, TFSA, RESP, RDSP. 1-800-305-5905 or access the Sun Life Financial Member Services web site at For any other information regarding retiree benefits, i. From minimum and maximum withdrawals to making sure your funds last for your lifetime, estimating your retirement income from a RRIF or other Locked-in plans can be complex. El S&P 500 alcanzará máximos históricos el próximo año, favorecido por un sentimiento positivo y valoraciones resilientes, según Lori Calvasina, de RBC Capital. m. Register | Forgot User ID | Forgot Password. total returns comprised of income and modest capital appreciation. Here are a few ways the RRSP and TFSA stack up: Save for Retirement with an RRSP. See what your retirement budget could look like in as little as 5 minutes. ET. Welcome to The Sides Group, one of York, Pennsylvania's leading financial advisory teams. Some of the recent changes in the 401 (k) marketplace include automatic. Retirement plan services. Our customized solutions and services may be ideal if you: Need in-depth financial advice tailored to your retirement needs and objectives. The remaining limit after any company-sponsored pension plan contributions. One of the best things you can do is protect your plan’s tax status and let it. Email Us or Call 1-866-808-1426. Footnote. October 7, 2017 . 7 Average credit rating A Equity sector allocation % Financials 21. 1 Duration (years) 5. There is no one size fits all retirement lifestyle, which means it can vary significantly from person to person. that commences around 2060 (the “target date“). Manage wealth tax-efficiently . That means the average professional athlete will likely retire before they hit age 30; according to the RBC research, the average retirement age for MLB players is 29. CF). As part of our team, you’ll earn more than financial rewards. However, are they true? It’s quite alarming that scammers can impersonate your friends. Taxes are an important part of income planning in retirement. If you have any questions or co mments, please contact us or your advisor. “If they put $50,000 in a 401 (k) at age 25 and don’t touch it. Greater exposure to equities in peak earning years. To solve this problem, first verify your login and password on your financial institution’s website, then go back into the app and try reconnecting your accounts. Grow Your Investments Faster with a TFSA, RRSP or FHSA. S. These funds pay management fees to RBC GAM. So, if you’re looking to stretch your. Government Retirement Benefits. Certain designated occupations, like correctional facility employees, have different retirement rules based on age. For 3 Months 8. See your potential income from an annuity and how it compares to a Registered Retirement Income Fund (RRIF). The Social Security retirement pension begins paying at 62 for early retirement, while workers' comp benefits have no age limit. If you don’t have a card, you can use the number you were given at the branch to access Online Banking. Learn more. Enjoy a professionally managed portfolio for an initial investment of just $500. A portion of the management fee is paid by RBC GAM as a trailing commission to the dealer for investment advice and other services. Earnings Release - Redwood Capital Bancorp - Second Quarter, 2022. com - July 29 at 8:24 AM. At RBC Wealth Management, we look forward to helping you grow and protect your wealth by creating your personalized plan. • Optional Life & Accidental Death & Dismemberment Insurance: y ou can reduce and/or cancel your coverage at any time. Important information. | Learn more about Adita. Apply Online. Retired and Worker Compensation Board - Rwcb. Tri-Cities. RWCB. Use this calculator to: Estimate your current cash flow or see how it might change after you retire. Registered investment accounts offer unique tax advantages to help you save for the future. Calculate. m. Option 1: Keep Your Pension with Your Former Employer. 9 Average term to maturity (years) 7. About RBC. Choose whichever option is best for you. We all have important goals. giving advice on the financial products that are right for you. Step 1: Analyze your retirement needs The purpose of the first step is gaining a thorough understanding of what makes your retirement and financial life unique. You have the right to Social Security retirement or disability benefits as well as workers' compensation insurance, which pays for the costs. A GIC is a secure investment that guarantees 100% of your original investment, while earning interest at a fixed or variable rate, or based on a specific formula. Conducted by Ipsos on behalf of RBC Wealth Management, the poll included 1,256 Americans age 50-plus. want to gain exposure to both equity and fixed income securities and the convenience of a diversified portfolio in a single fund. The consulting services include asset allocation, manager searches, performance monitoring and investment policy analysis, and are provided to trusts and organizations such as hospitals, private and. 6 years old, according to a study by RBC Wealth Management. You are 18 years of age or the age of majority in your province. Performance charts for RBC Retirement 2025 Portfolio Fund (RBCRRFB) including intraday, historical and comparison charts, technical analysis and trend lines. When the investment matures, or reaches the end of that. odd. Doug Amis, the owner and CEO of Cardinal Retirement Planning, notes that between 1926 and 2018, a 20/80 portfolio generated an average annual return of 6. are planning to hold their investment for the medium-to-long term. 3%. Scammers are either ha…Leave a Comment / By Gareth / July 22, 2022 Many people suffered financially during the pandemic. August 1, 2023. Email for Bids and Inquiries: bids@bankbahamas. Keep your investment plan on track. I excel. The Million-Dollar Retirement Myth. As a fiduciary you have an obligation to regularly review and monitor your plan. Find a Branch. The average retirement age for an NFL player is 27. $1,000 RRIF, LIF, PRIF, and Non-Registered GICs of terms greater than 1 year. The RRSP contribution limit is usually 18% of your income from the previous tax year, or a predetermined figure calculated by the government, whichever is lower. According to Bitdefender, more than half (56 per cent) of Black Friday spam/junk emails received between October 26 and November 6, 2022, were scams. Talk to a Sun Life advisor about how an RRSP can help you grow money for the future. • Basic Life Insurance: you can cancel your coverage at any time. Be tax-savvy. want an actively managed mix of equity, fixed income and cash securities in a single fund. In terms of assets under management, the firm's client base is dominated by retirement plan sponsors, though it technically works with a majority of individuals with and without a high net worth. Get secure access to your employee benefits, health claims and group savings plans. Performance charts for RBC Retirement 2030 Portfolio Fund (RBCRRAF) including intraday, historical and comparison charts, technical analysis and trend lines. View Legal Disclaimers. Discover the Three Stages of Your Retirement Journey. Estate Planning. Join Leanne…There are limits to RESP withdrawals in the first semester of enrolment and there are stricter withdrawal guidelines for EAPs. GIC Tools & Calculators. CT, Monday - Friday. View Legal Disclaimers. The city strives to hire and retain employees who bring dedication and talent to the workforce. When you choose RBC Group Advantage for your company’s Registered Pension Plan or Group Retirement Savings Plan, you’re choosing a partner for the road ahead. Customer: Is (RWCB) Trust Funding Program, a scam JA: What state is this in? It matters because laws vary by location. RBC Retirement 2020 Portfolio Fixed income characteristics Current yield (%) 4. You get a Facebook Messenger chat or Instagram direct message that looks like it comes from a friend, relative, community member, or other person you trust. com > Visit rbcgam. 28w. It is designed for cash-flow planning for people who are getting ready to retire or within five years of retirement. m. Below you will find the most recent IRS Form 990 and Audited Financial Statements for RWJBarnabas Health. RBC ® and the University of Waterloo have entered into a groundbreaking collaboration to support research generating insights and expertise on aging and health. Crooks. determining your present and future goals and needs. She graduated from School of Arts and Crafts. RWCB Meaning. 7 Information Technology 12. You have the right to Social Security retirement or disability benefits as well as workers' compensation insurance, which pays for the costs of an on-the-job injury, as a wage earner. When it comes to retirement plan distributions, IRS rules require everyone with a retirement account to take required minimum distributions (RMDs) once they reach age 73. org The RWCB Program will help pay for services provided to you so that you can remain safely in your ow Retired and Worker's Compensation Bonus. Learn More. At RBC Wealth Management, our commitment to helping clients reach their financial goals is at the heart of everything we do. $29,210, which is the maximum you can contribute in 2022. Updated December 12, 2019. Book an Appointment. The. Benefits of a GIC. reviewing and updating your investments periodically. want to gain exposure to both equity and fixed income securities and the convenience of a diversified portfolio in a single fund. The Bridging to Retirement Program is open for impacted and voluntary full-time workers at least 55 years old – who are B. So this program rwcw how do you promote it because somebody that just hacked my aunt on two of her profiles is. To ensure privacy, we ask that you not send any confidential information such as bank account numbers, credit card information or account details. Talk to an Advisor Get Started. 2 Consumer Staples 9. Optimize your business . want to gain exposure to both equity and fixed income securities and the convenience of a diversified portfolio in a single fund. 4 Energy 9. equity strategy at RBC Capital Markets, has joined Bank of. Our quantitative research team provides methodologies that help optimize the selection and allocation of annuity and insurance guarantees in support of retirement programs and practices. Select the option that best describes you. Skilled in Financial Planning, Retirement Planning, Portfolio Management, Customer Service, Banking, Data Analysis, and Credit. Information for retirees receiving pension payments from RBC Investor Services on behalf of their former employers. She was born on December 9, 1981 in Rosiorii de Vede, Romania. 0the changing needs of investors who are saving money for retirement . Website Technical Assistance. Registered Retirement Savings Plan and Registered Retirement Income Fund Designation of Standard Beneficiary with Contingent Options / Guide Designation of Multiple Beneficiaries / GuideBecome a Game Changer and help more people make their next life their best life. View Legal Disclaimers. Updated NAV Pricing for RBC Retirement 2050 Portfolio Series A - NL (CADFUNDS: RBF1504. 5% INTEREST. At RBC InvestEase, the money you put in your RRSP will be invested in a professionally-built portfolio of exchange-traded funds (ETFs) that we manage for you. 8M. If you. Customer: Is (RWCB) Trust Funding Program, a scam JA: What state is this in? It matters because laws vary by location. 79%. Month 1: $150,000 will result in $870. Investing involves risk, including possible loss of principal. 88%. Team of investment professionals managing your money. 7 Industrials 12. A professional financial advisor or planner can help you. Concerns about the. 00. We are dedicated to setting the standard for professional, accurate and timely service, and to equipping our clients with access to the most advanced technologies available. Investors who: are saving for retirement that begins around the year 2050. S. NFP Retirement's advisory services are heavily focused around helping clients with retirement planning and the management of their retirement assets. (Full-time students age 13+ (or 14+ in Quebec) with a valid passport can also apply to open an RBC Advantage Banking for students account. tooltip. Make a plan for your time and money. If you’re an employer looking to attract, retain or reward employees or a small- to large-sized business owner, you can use RCAs to: Provide employees with additional retirement income beyond their allowable. Under the Income Tax Act, at age 71 you must start receiving your pension no later than December 1 of the same. RWCB. are planning to hold their investment for the long term. Call 1‑800‑463‑3863 to talk to an investment specialist. Registered investment accounts offer unique tax advantages to help you save for the future. •••. A Note on Forward‑looking StatementsYou must pay ordinary income taxes on the distribution and potentially a penalty of 10% if you are under age 59½ or left your job prior to age 55. Another prominent Wall Street strategist has joined the club seeing the S&P 500 index going to 5,000. Stewardship: Our values, our actions. I am a passionate and dedicated financial and real estate professional. We’ll teach you everything you need to know about stocks, bonds and more. Coverage cannot be. 2 Health Care 8. Skip to main content The Great-West Life Assurance Company, London Life Insurance Company and The Canada Life Assurance Company have become one company – The Canada Life. Sign In ID: Remember my Sign In ID. Retirement Income Planning; Portfolio Management; Estate Planning Services; Education Funding; Company Stock Option Planning; Tax-Exempt Municipal Bonds Take the next step. When it comes to saving for the future, many Canadians use a tax-smart registered account such as a TFSA, RRSP or FHSA. finance. You will have a one-time opportunity, at the time of your retirement, to choose one of the following options – Basic, Enhanced, Catastrophic, or Opt-out – which will apply across all of the available healthcare plans – Supplementary Medical, Prescription Drug, Emergency Out-of-Province/Country Medical and Travel Assistance, and [email protected] Genting Rewards Membership Card (GRC) is issued by Resorts World Casino Bimini (RWCB) to approved and selected guests and shall be subject to (a) the General Terms and Conditions governing the generic cards issued by the respective card issuers (“General T & Cs”) AND (2) the Terms and Conditions listed below (“T & Cs”). Latest RWCB News | Press Releases No recent news for Redwood Capital Bancorp. RRSP contributions can be used to reduce your income tax in the current year, and any growth and income on your investments in the plan (such as dividends and capital gains) is tax-deferred until. An RRSP also helps you lower your tax bill today, by allowing you to deduct RRSP contributions from your taxable income. negatively impact their retirement income and more likely to say it’s because they have enough money QE10. The login and password associated with your financial institution may have changed. View All Savings Accounts. However, purchasing is a different story. Investment Management and Investment Risk. Retirement Planning: Top Things to Consider Retirement Income Planning Guide Get help from a Financial Planner Saving up and Planning for Retirement A personalized retirement income plan can give you confidence and clarity by identifying your available sources of income – along with their tax implications. 43M. RRSP contributions can be used to reduce your income tax in the current year, and any growth and income on your investments in the plan (such as dividends and capital gains) is tax-deferred until withdrawn. Canadians approaching retirement have also been resetting their retirement savings goals. 1Description Phone Number; Everyday Banking; Banking Accounts Client Cards Lines of Credit and Loans Mortgages: 1-800-769-2511 Teletypewriter (TTY) Services for those who are deaf or hard of hearing: 1-800-661-1275This is when crooks will ask you to pay a processing fee that's usually around $200. 8 Health Care 8. Ready for retirement . m. 6 Average term to maturity (years) 8. Using the right strategies, such as diversifying your portfolio, to mitigate these market events is essentialA 2015 study by HealthView Services found that average lifetime retirement healthcare costs in the United States for a 65-year-old healthy couple retiring this year will be US$394,954. 1 day ago · RBC and BofA see S&P 500 heading to 5,000 in 2024, but here are 10 reasons why investors should still tread carefully Last Updated: Nov. View the latest Redwood Capital Bancorp (RWCB) stock price, news, historical charts, analyst ratings and financial information from WSJ. If you are a client of RBC and are looking for information or assistance, please call 1-800-769-2511. Find claims and service information for RBC Insurance Group Benefit Solutions, including life,. com Woodbridge Chapel 8101 Weston Road 905-850-3332 The Very Best Funeral Services, For the Very Best Price, Guaranteed. You can find more details in the fund's simplified prospectus. that lets you save for your retirement by deferring taxes on your investment earnings. Navigate market risk in retirement. Ask your representative for a copy, contact RBC Global Asset. 6% rally in three weeks is looking increasingly unsustainable to some market watchers. want to gain exposure to both equity and fixed income securities and the convenience of a diversified portfolio in a single fund. The RWCB Program will help pay for services provided to you so that you can remain safely in your ow. Corporate retirement plans . Best retirement communities in BC. That’s barely above the withdrawal rate needed to produce the necessary $33,000 and investors with shorter time horizons may see lower returns. 9RBC Global Asset Management Inc. Today’s Trading Data as of 11/20/2023 Growth & Valuation Competitors No competitors. 1 In fact, 51% of retirees miss social time with colleagues the most. , RBC Global Asset Management Inc. want to gain exposure to both equity and fixed income securities and the convenience of a diversified portfolio in a single fund. RRIF Rules and Withdrawals. forestry mill workers, forestry. If you’re on Facebook, you might’ve heard people going around Facebook saying that you can receive government grants related to COVID-19. Play. (707) 444-9800. While available options can vary from one plan to another—here are four common ones. Fortuna. Be tax-savvy. Performance charts for RBC Retirement 2035 Portfolio Fund (RBCRRFE) including intraday, historical and comparison charts, technical analysis and trend lines. Download the Wealth Insights guide on strategic income in retirement. Who is this fund for? Investors who: wish to limit exposure to issuers associated with unmanaged ESG risks. → Given Jordan was 65 on January 1st, his 2023 RRIF calculated minimum amount is 4% of $600,000, or $24,000. — you can hold a variety of investments in either plan. Operations. Harness RBC’s extensive resources and expertise in financial planning, investments, borrowing and more to develop and monitor your customized financial plan. Barron's published its first advisor ranking in 2004 to shine a spotlight on the nation’s best wealth managers and raise standards in the industry. They can create a detailed financial plan that includes: assessing your current situation. 3. 8% increase in September, Statistics Canada reported Tuesday in Ottawa. MyAdvisor shows multi-year projections for retirement income, expenses. Strong sales professional graduated from University of the West Indies, St. Ask your representative for a copy, contact RBC Global Asset Management. Find the annuity that’s right for you: Single Life Annuity – Guaranteed income for the life of one person. And the pay-off is having the information Investors who: are saving for retirement that begins around the year 2055. FUND FACTS - RBC Retirement 2035 Portfolio - Series A Author: RBC Global Asset Management Inc. com. Retirement income planning leverages your wealth to help create predictable income that meets your needs and supports the future you envision. Business planning . An RRSP is a registered investment plan that lets you save for your retirement by deferring taxes on your investment earnings. As part of the Retirement Plan Advisors team, Brooke provides independent investment consulting services and is an ERISA 3(21)(A)(ii) and 3(38) fiduciary. want to gain exposure to both equity and fixed income securities and the convenience of a diversified portfolio in a single fund. ) announced the launch of RBC Retirement Portfolios, a unique solution bringing over 30 years of asset allocation experience to help investors reach their retirement. Survivor Benefits and Estate Planning. GIC Tools & Calculators. Investment Solutions . Five years prior to each target retirement year and on or about January 1 of the applicable year, the management fee will be further reduced to 1. Buying an apartment in the same setting, $287 per square foot in Barbados and $389 in the U. 00%. Contact Us. A retirement compensation arrangement (RCA) is a non-registered plan designed to provide supplementary retirement benefits to employees. $ -. RBC Capital analyst Darko Mihelic maintained a Buy rating on Bank Of Montreal (BMO – Research Report) on November 21 and set a price target of C$134. Other notable roles in films : Oh, Ramona! (2019), Iubire si onoare (2010). 4 Duration (years) 5. Both TD and RBC offer similar chequing, savings, and credit card options. Additionally, we share quarterly financial statements, which have not yet been reviewed by outside auditors. Offering a competitive, cost-effective, and quality, benefits package is one element of an "Employer of Choice". As a corporate retirement director with RBC Wealth Management, Chad continually looks to innovate and develop new strategies for optimizing corporate retirement plans. Nonqualified deferred compensation plans. If you run a 1 year retirement with a 10% withdrawal rate, starting with $1M, you'd compound $1M by the average 1 year return from 1928 - today, and that results in an average balance of $1. 40% of the value of the plan at the beginning of the year). Uncover the proactive steps to help you plan for your future care as you age, ensuring that it serves you today and well into the future. 8 Energy 9. Among the factors that supported equities and bonds were optimism that central banks were nearing the end of the current cycleThe average retirement age for an NFL player is 27. Contact your financial advisor for assistance with planning your retirement income today. Income Flexibility. 8 Average term to maturity (years) 9. Retired and Worker's Compensation Bonus Leave a Comment / By Gareth / July 22, 2022 Many people suffered financially during the pandemic. Coverage cannot be increased. In the Interior region alone, almost 840 workers have made the transition to retirement, with over $29 million paid. 3. com, or visitCompany profile for Redwood Capital Bancorp including key executives, insider trading, ownership, revenue and average growth rates. The S&P 500 will rally to a record high next year, helped by positive sentiment and resilient valuations, according to Lori Calvasina at RBC Capital Markets, who joins a band of Wall. That’s because you may be getting more of your income from personal savings and distributions from your investments, which can be taxed at different rates. The implications of the COVID-19 pandemic continue to echo across the globe. that commences around 2055 (the “target date“). Rainforest World Crafts Bazaar + 1 0. want to gain exposure to both equity and fixed income securities and the convenience of a diversified portfolio in a single fund. RWCB grant; Department of Homeland Security (DHS) grant; Federal Government Empowerment grant; Publisher’s Clearinghouse (PCH) Fee Government grant; 2 News Oklahoma also reported an additional tactic that scammers employ. RWCB | Complete Redwood Capital Bancorp stock news by MarketWatch. 2:28. These benefits are a secure source of retirement income that will last your lifetime and increase over time to match the rising cost of goods and services. BBB is receiving reports that con artists are stealing information from Facebook and Instagram accounts and promoting phony COVID-19 relief grants to their network and Friends list. November 19, 2023 at 1:57 AM PST. For that reason alone, the edge goes to TD. Making life easier for our clients, is our passion. FUND FACTS - RBC Retirement 2025 Portfolio - Series F Author: RBC Global Asset Management Inc. Enjoy built-in diversification with exchange-traded funds (ETFs) Invest for growth with a wide selection of Canadian and U. Talk to an advisor for one-on-one investment advice, help making a plan and. * Keep in mind that different rules apply for RRIFs that were set up before the end of 1992. Your Quote Step 2 of 2 disabled. Market volatility can be particularly detrimental in the early years of retirement. RBC Retirement 2060 Portfolio Commentary as at June 30, 2023 Financial markets offered decent returns in the first half of 2023 even as macroeconomic conditions deteriorated. There is no action required on your part as an investor either now, or then. You can also view your latest DB Pension Statement and update your communication preferences (whether you would like to receive your statement by mail or electronically). Market volatility can be particularly detrimental in the early years of retirement. You can also view your latest DB Pension Statement and update your communication preferences (whether you would like to receive your statement by mail or electronically). Dividend history includes: Declare date, ex-div, record, pay, frequency, amount. 4 Industrials 12. Sign in to your accounts (GroupNet, GRS Access, VIP Net, My Account) to manage your benefits, savings and retirement income plans/products. Some companies will match a certain percentage of whatever. Fund details. Government organization You can also view your latest DB Pension Statement and update your communication preferences (whether you would like to receive your statement by mail or electronically). The S&P 500 will rally to a record high next year, helped by positive sentiment and resilient valuations, according to Lori Calvasina at RBC Capital. total returns comprised of income and modest capital appreciation. Using the right strategies, such as diversifying your portfolio, to mitigate these market events is essential. Like other types of investment accounts—both registered. Navigate market risk in retirement. 7 Information Technology 12. (opens in a new window) With our Income Builder GIC Calculator, discover the investment options that can meet your goals. 7 Industrials 12. And for good reason. 5 Health Care 8. Nearly two thirds (63 percent) of Americans aged 50 and older say travel is an important retirement goal, according to a poll by RBC Wealth Management–U. After $800 in withdrawals, you will be left with about $70 in income. Find a Financial Planner An RRSP is a registered investment account. 4 Energy 9. 8 Duration (years) 5. Call 1-800-769-2512. Reducing coverage after retirement • Healthcare: you can reduce and/or cancel your coverage at any time. Saturdays 10:00 a. The University of Waterloo acknowledges that much of our work takes place on the traditional territory of the Neutral, Anishinaabeg and Haudenosaunee peoples. , Royal Trust Company or The. Use comprehensive tools and market research on our secure online investing site; drill down on quotes and take action in real-time through the trading dashboard; monitor your investments and make trades on the go using the RBC Mobile. 8 Average credit rating A Equity sector allocation % Financials 21. So the range of being 100% in the SP 500 for 1 year is very wide! Thanks, I see it now. Locked-in. Understand why you are ahead or behind in your plan. Where employer securities are offered to plan participants, the plan offers information regarding the holding and tender of employer’s securities and the voting rights associated with employer securities. 3 Average credit rating BBB Equity sector allocation % Financials 21. Find a Branch and Book an Appointment. We offer trusted insurance products and investment solutions to Canadian residents and organizations. This means more of your money can stay invested and grow faster. The remaining limit after any company-sponsored pension plan contributions. Use this calculator to: Estimate your current cash flow or see how it might change after you retire. Define your legacy and make your wishes clear. 3. Support the retirement goals of your employees while meeting your business objectives. This means more of your money can stay invested and grow faster. PAYMENTS TO BENEFICIARIES OUTSIDE THE U. 5 Energy 9. 74 in interest earned at the end of Month 2. Augustine Campus. Technical Assistance and Registration. Series T. 18% of your earned income from the previous year. Understand why you are ahead or behind in your plan. I am a passionate and dedicated financial and real estate professional. Choose from Three GIC Families. 1 Principal® Retirement Security Survey - Investments, July 2022. A registered retirement savings plan (RRSP) is an investment plan that allows Canadians to save money on a tax-deferred basis. If you have any issues accessing the portal please contact RBC HR Advice Canada at 1-800-545-2555 or email hradvicecanada@rbc. The Fund invests primarily in a diversified portfolio of equity, fixed‑income and/or money‑market securities from anywhere in theRBC Retirement Portfolios Insights | Summer 2020 Canadian fixed income FTSE Canada Universal Bond Index 1All returns are in C$ except where indicated. Find a Branch. Find a Branch or ATM Near You. %Percent. Helps employees prepare for a financially secure retirement. With over 4,000 employees, the city of Richmond is an "Employer of Choice" among cities throughout the nation.